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Course 6

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Even if you do not take prescription drugs, you should seriously consider enrolling in a Medicare Prescription Drug Plan. You are only required to have Part A to be eligible for a Medicare Prescription Drug Plan. Most people enroll in both A and B when they become eligible for Medicare, but some will wait until later to get Part B. There are many reasons, such as having group benefits, still working, having VA benefits, etc. Medicare does not force you to enroll in a Medicare Prescription Drug Plan. If you fail to enroll when you are first eligible, you will face a penalty of 1% per month you wait until you decide to enroll. You can only enroll between October 15th – December 7th every year, what Medicare calls the Annual Enrollment Period (aka Open Enrollment). Let’s say you wait 3 years or 36 months to enroll in a Medicare Prescription Drug Plan. You will pay a PENALTY 36 months x 1% = 36% more for as long as you are on Medicare. Don’t wait!

Course Features

  • Lectures 7
  • Quizzes 0
  • Duration 2 hours
  • Skill level All levels
  • Language English
  • Students 338
  • Assessments Yes
    • Lecture1.1
      Retiring Where Do I Focus…Medicare Health Plan or Medicare Part D Plan? 10 min
    • Lecture1.2
      Is Your Medicare Part B/D Premium Over the Minimum… Learn How to Lower it. 30 min
    • Lecture1.3
      Good News Medicare Part B Premiums Stay the Same for 2018 05 min
    • Lecture1.4
      Help…My Medicare Nightmare Began with a Letter from CMS about Part D Penalty? 05 min
    • Lecture1.5
      Steps to do Your Own Medicare Part D Planning 10 min
    • Lecture1.6
      How to Keep the Donut Hole from Getting You 10 min
    • Lecture1.7
      Mom…Didn’t Enroll in Part D…Help! 30 min
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